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How a financial planner helps you.

The following list are the issues a financial planner manages on your behalf to help you attain your long term financial goals. Issues that generate more when a planner's experience and knowledge adds to your own.

The things a Professional Financial Adviser Does for You:

THE FINANCIAL PLANNER:

  • Cares greatly about your finances and long term financial plans
  • Guides you to think about areas of your financial life you may not have considered
  • Formalises your goals and puts them in writing
  • Helps you prioritise your financial opportunities
  • Helps you determine realistic goals
  • Studies possible alternatives that could meet your goals
  • Prepares a financial plan and/or an investment policy statement for you
  • Suggests creative alternatives that you may not have considered
  • Reviews and recommends life insurance policies to protect your family.
  • Assists you in setting up a retirement plan
  • Assists in preparing an estate plan for you
  • Reviews your children’s custodial accounts
  • Helps you determine your Superannuation Pension Required Minimum Distribution.
  • Provides reminders about key financial planning data
  • Checks with you before the end of the year to identify any last minute financial planning needs
  • Guides you on ways to fund health care in retirement

INVESTMENTS

  • Prepares an asset allocation for you so you can achieve the best rate of return for a given level of risk tolerance
  • Stays up to date on changes in the investment world
  • Monitors your investments
  • Reviews your investments in your Superannuation or Pension plans
  • Helps convert your investments to lifetime income
  • Refers you to banking establishments for loan and trust alternatives
  • Suggests alternatives to increase your income during retirement
  • Records and researches your cost basis on securities
  • Provides you with unbiased investment research
  • Provides you with personal investment analysis
  • Determines the risk level of your existing portfolio
  • Help you consolidate and simplify your investments.
  • Provide you with technical, fundamental, and quantitative investment analysis
  • Provides introductions to money managers
  • Shows you how to access your statements and other information online

TAXES

  • Suggests alternatives to lower your taxes during retirement
  • Reviews your tax returns with an eye to possible savings in the future
  • Stays up to date on tax law changes
  • Helps you reduce your taxes
  • Repositions investments to take full advantage of tax law provisions
  • Works with your tax and legal advisors to help you meet your financial goals

PERSON-TO-PERSON

  • Monitors changes in your life and family situation
  • Proactively keeps in touch with you
  • Serves as a human glossary of financial terms such as yield, franking credits, P/E ratio, fixed interest, etc.
  • Provides referrals to other professionals, such as accountants and attorneys
  • Shares the experience of dozens or hundreds of his/her clients who have faced circumstances similar to yours
  • Helps with the continuity of your family’s financial plan through generations
  • Facilitates the transfer of investments from individual names to trust, or from an owner through to beneficiaries
  • Keeps you on track
  • Identifies your savings shortfalls
  • Develops and monitors a strategy for debt reduction
  • Is a wise sounding board for ideas you are considering.
  • Is honest with you.

Source: donconnelly.com


Sam El Shammaa

Sam El Shammaa

Director/Financial Planner

For more than 20 years, Sam has been a financial planner helping individuals and families achieve their financial planning goals, by providing advice on Investment Planning; Insurance Planning; Tax Planning; Retirement Planning; and Estate Planning. Working with a network of highly skilled professionals in Sydney he is dedicated to providing high-quality advice and integrated wealth management solutions that simplify and enhance the quality of his clients' lives.

Sam established his own firm in 1997 and has overseen its steady development and growth. Attention to detail, good listening skills and great empathy are symbols of his appreciation by his clients. He has built long-term relationships with his growing client base and aims to provide excellent customer service.

Sam began his financial planning career in 1993 after completing a Bachelor of Science degree in 1991. Since this time he has accumulated many professional qualifications such as:

Sam has volunteered with the Cancer Council of NSW and can be seen almost every year volunteering or participating in the 7 bridges walk.

Away from the business, he enjoys spending weekends with his son. He is also a football (soccer) tragic and is a massive Chelsea FC fan.


George Pereira

George Pereira

Financial Planner

Having worked for national financial planning companies in the past, George has extensive experience in the provision of advice in risk insurance, investments and retirement planning and is focused on forming long-term relationships with his clients.

George has been awarded a Masters of Commerce (Financial Planning) and a Bachelor of Commerce through University of Western Sydney as well as having the Diploma of Financial Services (Financial Planning).


Jane Lim

Jane Lim

Financial Planner

Jane Lim is a friendly character with a bubbly personality. She has the unique ability of making complex information sound simple and easy to digest.

Jane entered the financial services industry in 2006, and worked with big blue-chip financial companies such as Count Financial Limited and AMP Financial Planning Pty Ltd.

She holds a Master's degree in Applied Finance through Macquarie University, and she is a member of the Million Dollar Round Table.

Being a self-confessed "tennis nut", Jane spends many weeknights in the tennis court, and is a frequent member of Sydney's Eastern Suburbs Tennis Competition.

Being a highly motivated professional, Jane is always eager to help her clients on a wide range of financial planning needs.

Paul Jayashekar

Paul Jayashekar

Financial Planner

Paul has been a financial planner for over 15 years helping individuals and families successfully achieve their financial planning goals. He is very focused on building successful long-term harmonious relationships with his clients.

He provides a holistic approach on various aspects of financial advice encompassing areas such as Investment Planning; Insurance Planning; Tax Planning; Retirement Planning and has extensive experience and knowledge in these fields.

Paul's professional qualifications are:

Away from his professional life, he enjoys spending his time with his family doing various activities such as coaching his son and taking him to games. He is a very avid sports fan and a cricket enthusiast.

Christian Tanadinata

Christian Tanadinata

Client Services Manager

Christian joined Capitalwise as Client Services Manager, with backgrounds in both customer service and administration.

Christian is passionate in providing excellent customer service by being attentive to client’s need as well as being able to circumnavigate challenges.

He holds a Master's degree in Commerce specialising in Marketing through the University of New South Wales.

Volunteering is one of his delights in life, where he had spent time being involved with the Centre for Volunteering, St Vincent de Paul's Society, and Sculpture by the Sea in a variety of positions.

In order to better serve you, please select the appropriate contact details for the department you are looking for below.

Department Phone Email
Financial Planning (02) 8599 0835 (Option 1) info@capitalwise.com.au
Accounting (02) 8599 0835 (Option 2) accounting@capitalwise.com.au
Conveyancing (02) 8599 0835 (Option 3) conveyancing@capitalwise.com.au